AmberWay Equine * Stable Comfort, Pavesafe Rubber Pavers, HDPE Fencing, Centaur Fencing, & Horse Stalls

* Apply Now using the Lease-To-Own Online Application
or Download, Print, Complete and Remit the PDF Hardcopy Application Form

Tax-Deductible Financing for Equestrian and Agricultural Businesses

If you are a business, you qualify for the most economical alternative to bank loans - often more economical than paying cash. Ask your accountant or tax consult and about the many advantages of lease-to-purchase financing options for your farm, ranch, stable or business.

AES Lease-To-Purchase Financing Options

AES offers a simple way to finance all our products for our customers. AgStar is a full service leasing company that has arranged to assist our customers with financing throughout the United States.

Our lease-to-own program originates financing options for equine and livestock operations, agribusiness and farmers nationwide "with varying terms to meet everyone's needs"

Leasing has many advantages besides the tax benefit. Your farm or business will have:

    * The options to preserve your credit lines
    * Better cash flow
    * Payment flexibility
    * End-of-lease options
    * Easier approval
    * Fixed payments

In other words,   "It's the use of equipment, not its ownership, that produces profits."

ELIGIBILITY:   The lease-to-purchase business equipment option is available to all businesses. The leasing program is still available for non-business consumers and horse owners, however the lease payments may not be deductible from individual tax liabilities. Ask your tax consultant or accountant concerning your eligibility.

Still, many with 'regular fulltime jobs' may be eligible, if they are required to file a "Schedule C - other income" federal income tax form.   If you receive outside income from (for instance) boarding fees, training fees, pasture rental, etc., then you may also be eligible to deduct all lease payments as operational business expenses.   Also, if you work for a company as an independent contractor, and list the property upon which the equipment would be installed as a home-based business, then you MAY be eligible for this lease. Ask your tax consultant or accountant concerning your eligibility.

* Apply Now using the Lease-To-Own Online Application or Download, Print, Complete & Remit the PDF Hardcopy Application Form

80% Financing
Typically, 80% of the cash price of an item is leased, which allows cash normally used for a down payment to be invested in more revenue-generating activity.

Cash Flow Preservation
Since no down payment is required, working capital is preserved. In addition, lease payments are typically lower than loan payments, which improves ongoing cash flow.

Immediate Write-Off
Leasing allows immediate write-off of the dollars spent. Therefore, equipment does not have to be depreciated over three to seven years, or longer in the case of fixtures.

Asset Management
A lease provides for the use of an item for a specific time period at a fixed payment level. The client may have the option to purchase the asset at the end of the lease from AgStar for a fixed purchase option, or may decide to return the asset to AgStar. AgStar assumes and manages the risk of ownership, and is responsible at the end of the lease for disposition of the asset.

Transfer Accommodation
Leasing can be used to transfer ownership of an asset at the end of the lease period to a designated heir, saving on estate taxes. Additionally, any ownership changes to a partnership and/or joint venture during the term of the lease are easy to reallocate.

Tax-Deductible Financing for
Equestrian & Agricultural Businesses

S T A B L E C O M F O R T

C U S T O M S TA L L S

Tax Treatment and Benefits
Appropriately structured leases are considered a tax-deductible expense, which allows you to deduct, for tax purposes, the entire amount of the lease payment from your gross income.

No Additional Collateral Required
Collateral and/or security in addition to the leased item is not typically required, which preserves existing conventional financing relationships.

Margin Management
Leasing matches equipment cost more closely with its use. Additionally, agribusiness's and sophisticated farmers make evaluations based on revenue per unit sold vs. cost per unit. Leasing makes per unit comparisons easier than conventional financing.

Flexibility and Customized Solutions
A lease can be tailored to fit your specific needs, including consideration for cash flow timing, fiscal year end, budget cycle, transaction structure and cyclical fluctuations.

Balance Sheet Management
A properly structured operating lease may be off-balance sheet. Thus, liabilities are not increased on the balance sheet and financial ratios typically improve.

Technology Risk
All risk of obsolescence is transferred to AgStar.